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 What is Cap Descartes ?
Cap Descartes is a SOGECAP LIBAN life insurance contract that guarantees the repayment of all expenses made using the SGBL cards held by the insured during the 12 months preceding the occurrence of a covered risk. These expenses can be of all kind (purchase or withdrawal)
What risks are covered?
.gif) Death due to disease
Death due to accident
Permanent total disability due to accident
What options do you have?
The limit of coverage is chosen upon purchase as detailed in the following table:
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Option 1 in USD
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Option 2 in USD
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Option 3 in USD
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Death due to accident
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Permanent total disability due to accident
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15 000.00
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25 000.00
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40 000.00
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Death due to disease after the effective date of the policy
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1 000.00
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1 000.00
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1 000.00
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Monthly premium
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3.00
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4.50
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7.00
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What is the age limit?
Age at subscription
18 years minimum,
74 years maximum for the coverage of death due to accident,
64 years maximum for death due to disease and accidental permanent total disability.
Age at the end of subscription
75 years maximum for the coverage of death due to accident,
65 years maximum for death due to disease and accidental permanent total disability.
Who are the beneficiaries ?
In case of death: the beneficiary(ies) named by the insured
In case of permanent disability due to an accident: the insured himself
Benefits:
No medical exam required
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